Housing Resources for Employees

The ability to live within our city allows our teachers and staff to be part of the same community as their students and families, as well as provides the convenience and cost-savings of living close to where they work.

The cost of living in ��ϱ�� has risen dramatically over the past several years. This list of housing services is intended to assist our employees with options for buying or renting a home. The list is intended to be a starting point and as such is not exhaustive. Click each heading to expand.

Teacher Housing Programs

- Phone: (855) 720-2040
- Mortgage lender Supreme Lending runs a special Educator Mortgage Program. This can help reduce your closing costs and real estate agent fees by up to $800 apiece — or $1,600 in total savings.
- Phone: (202) 708-1112
- Teachers (pre-Kindergarten through 12th grade) can contribute to community revitalization while becoming homeowners through HUD's Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a discount of 50% from the list price of the home. In return, an eligible buyer must commit to live in the property for 36 months as his/her principal residence.
- Phone: (866) 443-7637
- Nationwide network of real estate, mortgage, and local business professionals that offer home loan discounts to select buyers.
- Phone: (650) 451-9075
- Landed helps essential professionals build financial security through a shared equity program they contribute up to $120-150k (depending on region) towards your down payment.
- Phone: (800) 989-3550
- Offers grants, down payment assistance and other benefits to the public service professionals who serve our communities.
- Phone: (877) 508-4611
- TSAHC Homes for Texas Heroes Program offers home loans and down payment assistance for public school teachers and other educators who work for a public school district.
– Phone: 1-512-422-4017
Meet your preferred lender! All ��ϱ�� ISD employees are eligible for their special programs and discounts towards home purchases, all property types and refinances. They work with many realtors who offer to pay for a home warranty and other closing cost items. Bank of England offers free pre-approvals and max sale price analysis, along with free coaching and planning. Click here to apply now!

Apartments, Rentals & Local Housing Providers

for discounts and incentives
- Maintains a current list of open Texas Section 8 Housing Choice Voucher waiting lists as well as info on more than 135 affordable rental housing communities containing thousands of affordable apartments across ��ϱ��.
- Provides homeownership opportunities for low-income families and individuals.
- Provides neighborhood-targeted housing and resources for low-income families in a range of settings including single-family homes, duplexes, and an apartment complex.
- Contains a listing of all rental income-restricted affordable housing within the City of ��ϱ��. This includes income-restricted units from governmental agencies (Housing Authority City of ��ϱ��, Neighborhood Housing and Community Development, Housing Authority of Travis County, and the Texas Department of Housing and Community Affairs) and some market-rate properties that accept a large number of Housing Choice Vouchers.
- Provides an array of housing-related and social services, including rental opportunities, financial coaching, and healthy living initiatives.
- Rehabilitates homes to turn them into affordable rentals for low-income families and individuals.
- Phone: (512) 469-9130
- Affordable rental housing variety of people struggling with poverty/homelessness, including veterans, persons with disabilities, and single-parent families.
- Phone: (512) 479-6275
- Affordable homeownership and rental opportunities for East ��ϱ�� families.
- Providing public and subsidized housing rentals.
- Affordable homeownership opportunities in the Mueller Development. Phone: (512) 900-3683
- Phone: (512) 383-5470
- Numerous affordable rental properties in town; must apply separately for the different properties.

Homebuyer Assistance

Education & Counseling

- Phone (512) 385-1500
- Frameworks CDC educates families not only about buying a home, but keeping it through a comprehensive pre-purchase homebuyer education program utilizing the best practices of NeighborWorksAmerica®, Realizing the American Dream.
- Homeowners can be vulnerable to predatory investors and mortgage fraud. Beware of the red flags when it comes to housing scams. Learn more about Fair Housing, home owner protections and how to take action in the face of housing discrimination.
- Homebuyer education classes inform first-time buyers on the following topics: money management, understanding credit, how to secure a mortgage loan and how to shop for a home. Upon completing the program, you will receive an official Certificate of Completion.
- Phone: (800) 750-2227
- A non-profit, nationwide, company that provides debt/credit counseling, debt management plans, mortgage default and foreclosure counseling, reverse mortgage counseling, pre and post bankruptcy counseling, pre and post home buying counseling, rental counseling and a whole list of financial education classes. Most of these at no cost for the community.
– Phone: (512) 385-1500
- HUD approved agency that provides home ownership counseling and education programs.
– Phone (512) 912-9884
BCL is a HUD approved counseling agency dedicated to helping you achieve homeownership and build your assets. Counselors are available free of cost to help you build a customized plan to achieve homeownership. BCL also provides a homebuyer education course (with HUD approved curriculum) either online self-paced or through their virtual/in-person classes for $99.
– Phone 1-888-599-4245
Ayuda en Espanol:
Foundation 99 is ��ϱ�� ISD Financial Wellness Benefit which provides employees with Unlimited, Confidential, No Cost, 1:1 Financial Coaching and powerful online financial tools in English and Spanish. Foundation 99 coaching and tools can assist employee with topics such as: Making a Major purchase, Refinancing, Budgeting, Debt Reduction, Credit Improvement, Emergency Savings, Student Loan Repayment and More. Foundation 99 coaches are available for phone and virtual appointments. Schedule at:

Downpayment, Closing Costs & Financial Assistance

with Central Metro Realty is offering all district staff a choice of either a $4,000 closing credit OR a $4,000 cash rebate on all new home construction including existing inventory homes. This is on top of ALL existing new home builder incentives. We offer expert guidance and access to all the best specials in the area including apartment locating services. Please contact David at 512-423-3582 or email atxbenjamin@gmail.com for more information.
- Phone: (512) 478-7176
- Down payment and closing costs assistance.
- Phone: (512) 477-4488
- Provides quality, affordable housing opportunities for low- to moderate-income families in ��ϱ�� as well as provide financial literacy and down payment assistance.
- When you partner with ��ϱ�� Community Land Trust (ACLT) to buy a home, you own the house and lease the land.
- Offered through the City of ��ϱ��, income-eligible first-time homebuyers may qualify for down payment assistance. You will have to complete homebuyer education classes to learn more about the home buying process before you're eligible for assistance. The program covers down payment and closing costs, including pre-paid expenses associated with home buying. Homebuyers may qualify for up to $40,000 in assistance. Note: Sales price of the home cannot exceed $380,000.
- Phone: (512) 472-8788
- Provides opportunities for families to own their own homes.
- Phone: (512) 974-3100
- Down payment Assistance Program - assistance with down payments and eligible assistance costs.
– Phone 1-512-422-4017
Meet your preferred lender! All ��ϱ�� ISD employees are eligible for their special programs and discounts towards home purchases, all property types and refinances. They work with many realtors who offer to pay for a home warranty and other closing cost items. Bank of England offers free pre-approvals and max sale price analysis, along with free coaching and planning. to apply now!
- Phone: (512) 912-9884
- Business & Community Lenders (BCL) of Texas is a statewide nonprofit economic development organization that focuses on helping individuals buy homes, finance businesses and learn how to manage money.
– Phone: (512) 347-9953
- Provides assistance to home buyers in the eight counties surrounding Travis County.
- Phone: (800) 792-1119
- Provides below-market interest rate mortgage loans to people who are purchasing their first home or who have not owned a home in the past three years.
– Phone: (512) 477-3555
- State-sponsored housing corporation that provides mortgage loans and other home ownership assistance.
- Phone: (512) 854-9116
- Mortgage Loan and Down Payment Assistance Program.
– Phone: (833) 651-3874
- This program gives eligible homeowners grants to cover past due mortgage payments, up to three (3) months of future mortgage payments, property taxes, insurance, homeowner/condo association fees, past due utility payments, and up to three (3) months of prospective utility payments. Eligible utility payments include electricity, natural gas, propane, water, and wastewater. The program is administered by the Texas Department of Housing and Community Affairs (TDHCA) with funding provided by the Homeowner Assistance Fund under the American Rescue Plan Act of 2021.

Foreclosure Prevention

- Phone: (800) 750-2227
- A non-profit, nationwide, company that provides debt/credit counseling, debt management plans, mortgage default and foreclosure counseling, reverse mortgage counseling, pre and post bankruptcy counseling, pre and post home buying counseling, rental counseling and a whole list of financial education classes. Most of these at no cost for the community. We do one-on-ones here in the office, group classes, over the phone or even online.
– Phone:(512) 385-1500
- Provides free foreclosure prevention counseling to families at risk of foreclosure and intervenes with banks to help families avoid foreclosure.
- Phone: (888) 995-HOPE
- Free telephone- and web-based foreclosure prevention counseling for people who are having trouble paying their mortgages.
- List of HUD-approved agencies that provide information and assistance on avoiding foreclosure. The current listing for Travis County includes: CCCS of Greater Dallas- ��ϱ�� and Frameworks Community Development Corporation.
- Federal program that helps homeowners reduce their monthly mortgage payments to more affordable levels through the Home Affordable Refinance Program and the Home Affordable Modification Program.
– Phone (512) 912-9884
BCL is a HUD approved counseling agency available to provide you with information and guidance to prevent foreclosure. The counselors will help you understand your mortgage default and communicate with your mortgage servicer to help bring your mortgage current or figure out what’s next. By appointment only, help available free of cost.

Housing Repair

- (512) 472-8788
- Home Repair Program for exteriors only.
- Phone: (512) 478-7176
- Emergency repairs to homeowners with low income. Repairs include plumbing, electrical, roofing and heating.
– Phone: (512) 482-5346
- Free home-energy improvements to customers with low-to-moderate incomes. Improvements are aimed to reduce energy costs.
- Phone: (512) 974-3100
- Homeowner Rehabilitation Loan Program: Provides low-interest loans to make substantial repairs to homes.
– Phone: (512) 386-9145
- Volunteer-based home repair services. Exterior and interior repairs.
– Phone: (512) 386-9145
- Volunteer-based home repair services. Exterior and interior repairs.
– (512) 476-6325
- Provides minor home safety repairs and is reserved for clients of Meals on Wheels Central Texas.
– Phone: (512) 993-8230
- Providing critical repairs, accessibility modifications and energy efficient upgrades to low-income homes and community centers at no cost.
– Phone: (800) 252-VETS (8387)
- Home improvement loans of up to $25,000 for veterans to make substantial repairs to their primary residence.
- Phone: (512) 854- 7250
- Home repair and weatherization.
– Phone: (512) 863-6502
- Home repair grants for senior citizens and home repair loans for low income residents. The program focuses on the rural areas of Travis, Williamson and Burnett County.

Public Assisted Housing/Rent Subsidies

– Phone: (512) 610-4010
- Subsidized private rental housing.
– Phone: (512) 854-8245
- Public housing, Section 8 vouchers, Lease- Purchase.
– Phone: (512) 477-4488
- Public housing, Section 8 vouchers

Tenant/Landlord Assistance

- Phone: (512) 474-7006
- Assistance with complaints regarding discrimination in the rental, sale, financing or appraising of housing.
- Find out what to look out for before signing a lease agreement to beware of predatory clauses and arrangements.
- Phone: (800) 369-9270
- Legal representation with housing problems.

Texas Landlord & Tenant Rights

In Texas, an oral or written rental agreement is considered as valid when a landlord accepts regular payments for inhabiting a property. According to Texas law, a rental agreement allows certain rights to the tenant, such as the right to a habitable dwelling and the right to take at least one form of alternative action.

Landlords also have certain rights, such as the right to collect rent on a regular basis and deduct for costs from damages that are beyond normal wear and tear. .

Short-Term Housing Assistance

– Phone: (512)-305-4100
- A daytime resource center and overnight shelter for homeless individuals.
- Phone:(512) 220-8751
- Transitional housing for homeless single or married parents.
– Phone: (512) 453-6570
- Provision of shelter and case management.
- Phone: (512) 735-2100
- Supportive Housing Program: Apartment-based residential program for homeless youth (and their children), ages 16-24, who are employed.
- Phone: (512) 933-0600
- Provides transitional housing for homeless women with children and homeless single women.

Special-Needs Housing

– Phone: (888) 622-9111
- Information referral for older adults including housing options.
– Phone: (512) 472-4357
- Assistance identifying subsidies, grants, and rental locations to assist adults with mental illness and locating temporary and long-term housing.
- Provides housing for a diverse range of ��ϱ��ites with disabilities, including adults and children with mobility impairments, visual impairment, chronic illness, and other physical and emotional disabilities.
– Phone: (512) 974-3100
- Barrier removal assistance for homeowners and renters who are elderly or have mobility impairments and low income.
- Phone:(512) 479-4610
- Permanent supportive housing and rapid rehousing services for people experiencing homelessness.
– Phone: (512) 450-0844
- Transitional shelter for older adults and people with disabilities who are in need of temporary transitional housing. Family Eldercare Gardens also offers an affordable senior housing community in Central East ��ϱ�� called Lyons Gardens.
- Phone:(512) 770-9036
- Housing and resources for low-income single mothers.
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- Pathway housing for runaway and homeless youth, young parents, and youth who are aging out of the foster care system.
- Phone: (512) 443-5777
- Provides affordable rental housing for people with physical or mental disabilities, and people with very low income.
- Phone:(512) 328-7299
- Provides supportive housing and community for people experiencing homelessness.
– Phone: (512) 454-8646
- Transitional, subsidized housing for people living with HIV/AIDS and their families at various locations.
- Phone:(512) 476-6051
- Independent, affordable living center for seniors (62+) and people with disabilities.
- Phone:(512) 267-7233
- Offering transitional and permanent supportive housing for individuals and families escaping abuse and violence.
- Phone:(512) 302-0027
- Stable housing and wrap-around services for single mothers experiencing homelessness.